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Whistle Blower Policy

Policy Title	ABIBL Whistle Blower Policy
Policy Owner	Human Resource
Policy Author	Human Resource
Document Reference Code	HR/POL/001/2014-2015
Approved by	Dr. Sandeep Dadia
Approval date	7^th August, 2014
Effective date	8^th May, 2020
Version number	1.3
Reason for last change	Change in Committee Members
Issue date	8^th May, 2020
Issued to	All Employees & General Public
For	Final Issuance

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Aditya Birla Insurance Brokers Limited Registered Office: Indian Rayon Compound, Veraval, Gujarat 362266, IRDAI License Number: 146. Composite Broker. License Valid till: 9th April 2024, CIN: U99999GJ2001PLC062239.
Corporate Office: One World Centre, Tower-1, 7th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400 013. Tel. No.: +91 22 43568585/Toll Free No.: 1800-270-7000.
. Trademark/Logo “Aditya Birla Capital” is owned by Aditya Birla Management Corporation Private Limited and used by Aditya Birla Insurance Brokers Limited under Trademark License Agreement. Aditya Birla Insurance Brokers Limited, Aditya Birla Health Insurance Co. Limited and Aditya Birla Sun Life Insurance Company Limited are part of the same promoter group.
In case of any queries/complaints/grievances, please write to us at clientfeedback.abibl@adityabirlacapital.com . ISO 9001 Quality Management certificate by BSI under certificate number FS 611893. Insurance is a subject matter of solicitation. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.

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DISCLAIMER

The contents of this site, including but not limited to the text, graphics, images herein and their arrangement, belongs to and is the property of Aditya Birla Insurance Brokers Ltd.(ABIBL). ABIBL has launched this website to provide general information for its users. We request you to read the conditions before using this site as ABIBL can at any time and at its sole discretion modify the terms and conditions contained herein. By using this website, you consent to be bound by the terms and conditions of use without limitation or qualification.
ABIBL allows the use of information available on this site only for your personal or informational and non-commercial purposes and not for being copied or posted on any network computer or to broadcast in or any form of media. ABIBL will not be responsible or liable for the accuracy, reliability, copyright, compliance, legality or decency of any content or any interruption in service. The information and descriptions contained herein are not intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes.

No Warranties This website, information and materials on the site, and any software made available on the web site, are provided "as is" without any representation or warranty, express or implied, of any kind, including, but not limited to, warranties of merchantability, non-infringement, or fitness for any particular purpose or warranty of any kind, express or implied, regarding third party content. In spite of ABIBL's best endeavours, there is no warranty of the web site being free of any computer viruses.
Nothing on this website should be construed or treated as legal advice. Whilst we endeavour to ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we commit to ensuring that the website remains available or that the material on the website is kept up-to-date. To the maximum extent permitted by applicable law we exclude all representations, warranties and conditions relating to this website and the use of this website (including, without limitation, any warranties implied by law of satisfactory quality, fitness for purpose and/or the use of reasonable care and skill).

Limitation Of Damages In no event shall ABIBL or any of its subsidiaries or affiliates be liable to any entity and/or individual for any direct, indirect, special, consequential or other damages (including, without limitation, any lost profits, business interruption, loss of information or programs or other data on your information handling system) that are related to the use of, or the inability to use, the content, materials, and functions of this web site or any linked web site, even if ABIBL is expressly advised of the possibility of such damages.

Unlawful Use Of This Web SiteWe reserve the right to investigate complaints or reported violations of this website and to take any action as deemed appropriate including but not limited to reporting any suspected unlawful activity to law enforcement officials, regulators, or other third parties and disclosing any information necessary or appropriate to such persons, or entities relating to users profiles, e-mails, addresses, usage history, posted materials, IP addresses etc.
You may view, download for caching purposes only, and print pages from the website for your own personal use, subject to the restrictions below.
You must not (save in accordance with the express terms of our download agreement): (a) republish material from this web site; (b) sell, rent or otherwise sub-license material from the website; (c) show any material from the website in public; (d) reproduce, duplicate, copy or otherwise exploit material on our website for a commercial purpose; (e) edit or otherwise modify any material on the website; or (f) redistribute material from this website.

Governing Law And JurisdictionABIBL intends to provide clear and unbiased information about insurance products and services and information on the website should not be construed as technical advice of any manner. By viewing it you are deemed to agree to jurisdiction of the courts at Mumbai, India in respect of any action arising there from or related thereto.

Ownership, License And Restrictions On UseAll right, title and interest (including all copyrights, trademarks and other intellectual property rights) in this site belong to us. We grant you a non-transferable, limited license to view and use this site only for your personal information, education or other non-commercial use. No part of this site may be reproduced, republished, copied, transmitted, or distribute in any manner without our express written permission.

LinksWhile visiting our Web site(s), you may leave the site and access certain sites other than ABIBL’s, such as web sites of ABIBL’s affiliates or third party vendors, etc. We do not endorse, and are not responsible for the content and accuracy of these sites. We also do not warrant that these sites are free from any claims of copyright, trademark, or other infringement of the rights of third parties, or that such sites are free of computer viruses.
This disclaimer (together with our privacy policy and terms and conditions) constitutes the entire agreement between you and us in relation to your use of our website, and supersedes all previous agreements in respect of your use of this website.

Scope of the legal disclaimerWherever a reference of this disclaimer has been provided by ABIBL with or without the web-link, the user/reader is expected to take complete cognizance of the disclaimer and its applicability as to the subject matter where such reference is provided.

Product Related disclaimersInsurance Cover -
Insurance related information should not be considered exhaustive and the user should read and understand the product information, including the scope of cover, terms, conditions, exclusions, limitations and other risk factors carefully. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
Claims –
Admission and settlement of insurance claim is the sole discretion the Insurer. ABIBL shall only assist the client in management and documentation of claims. As a condition for providing this information, you agree that neither ABIBL nor any other person shall be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost profits arising in any way from the information contained herein. ABIBL will not be liable to you, in any form or manner whatsoever, for any claims, disputes, proceedings which may arise.
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Aditya Birla Insurance Brokers Limited

Aditya Birla Insurance Brokers Limited (ABIBL/the Company)

Registered Office: Indian Rayon Compound, Veraval, Gujarat 362266, IRDAI License Number: 146. Composite Broker. License Valid till: 9th April 2027, CIN: U99999GJ2001PLC062239

Corporate Office: One World Centre, Tower-1, 7th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400 013. Tel. No.: +91 22 43568585/Toll Free No.: 1800 270 7000, website https://www.adityabirlainsurancebrokers.com.

Edme Services Private Limited has acquired 100% stake in Aditya Birla Insurance Brokers Limited ("ABIBL") and ABIBL is no longer a part of the Aditya Birla Group or Aditya Birla Capital Limited on and from 30 Aug 2024.

In case of any queries/complaints/grievances, please write to us at Care.insurancebrokers@adityabirlacapital.com.

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